Redlining in New Jersey and its Effects on Non-White Communities
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Gianna Prinzo
College:
Michael Graves College
Major:
Interior Deisign
Faculty Research Advisor(s):
Lydia Kaplan
Abstract:
This study explores the history of redlining in the United States and analyzes the effects of the practice on non-White communities living in New Jersey. New Jersey has four major redlined areas: Newark, Atlantic City, Trenton, and Camden. Four local counterparts were found near these major areas: Scotch Plains, Linwood, Hamilton Square, and Cherry Hill, respectively. A study was done comparing crime rates, health issues, education rates, and wealth gaps for all eight of these cities. The study found that in the four major redlined areas in New Jersey, the non-White communities within them experienced significant negative effects compared to their counterparts. This is directly related to the practice of redlining done by the Federal Housing Authority (F.H.A.) and Home Owners Loan Corporation (H.O.L.C.) in the 1930s. Although the practice of redlining was done decades ago, the discrimination created by the Federal Housing Authority and the Home Owners Loan Association is still felt by non-White communities living in New Jersey today.